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Why my 10 year-old car is a badge of honor.

(Author's Note: Trying to latch the hatch with a gentle hip bump is not recommended for current and/or former roller derby players.)America is an amazing place. It's also pretty trashy. Literally....

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The business principle that will convince you to have a yard sale.

Running a home isn’t the same as running a business. The goal at the end of the day is not to generate as much profit as possible, but rather to take care of basic needs and hopefully provide some...

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Want a better budget? Best be brutally honest.

In just eight months, we've paid off a department store credit card and put ourselves on track to be completely free of consumer debt in just a handful more months. We've also paid cash for a major car...

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No one needs to approve except for you.

I was wiser at 14 than I was at 24. As a teenager, I wrote myself a mantra: “What I am is good enough. What I am becoming is better.” In the year or so after I wrote that short snippet, I forgot the...

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Family Finance: Why we give an allowance (and how we do it!)

I've connected with an amazing community of people focused on finances since starting Mindfully Spent. One topic that comes up periodically is how our individual relationship with money starts early....

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A (more) Powerful Plan for Repaying our Student Loan Debt

Last time we talked student loans was about six months ago -- Just 4 weeks after we took our budget by the reigns and committed to making some big changes. To say that we were a bit inexperienced in...

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Can saving for retirement lower your student loan payments?

This is the second of two posts on the powerful repayment plan we made this year for our student loans. Read the first installment (on our private student loan debt) here.My husband and I have...

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How to make money while becoming a minimalist (AKA, Community & the art of...

When I thought about having a yard sale, I thought about the hard work. I thought about how my garage would be cleaner, my pockets potentially fuller. And then I thought some more about the work. I did...

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Major Milestone: Our Consumer Debt is Paid in Full!

Ten months ago, we started out on a journey to change our spending habits, reduce our monthly bills, and to be able to make major life choices with more freedom. I also had a personal desire to spend...

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Hope: The unexpected tool that can create financial success.

Last week, I shared the epic announcement that we had eliminated our consumer debt. No more credit cards. No more car loans. In that post, I attributed our success to the three miracles of persistence,...

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The least sexy part of your budget: Utilities... Energy efficiency tips for...

2012 US Census data indicates that the average American household spends roughly $200 per month on their energy bill. Although we enjoy being warm and cozy in the winter and cool and collected in the...

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Variations on the path to financial success. Part 1.

Career and wage growth are at the core of strong personal finances; however, with underemployment remaining as high as 15% in some states, a lucrative career can feel out of reach. Surprisingly, some...

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Variations on the path to financial success. Part 2.

There are times of need when we cannot do things alone, and the challenges that each person faces are unique. However, too often we underestimate our own potential. We accept the mediocre options...

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Wabi-sabi, our bodies, and the constant drive to buy new things.

What drives shoppers to replace perfectly useful things? Why do we prefer the untested bodies of our youth? In today's post, we touch on a Japanese philosophy that speaks to both of these questions....

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20 financial wins that are keeping us motivated.

I've mentioned before that healthy money habits come with a surprising side effect -- Tranquility. Maybe, like me, your relationship with money used to be filled with drama. Maybe, like me, you...

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Guest Post: Conquering Student Loan Debt on a Math Teacher's Salary.

Jacob of Dollar Diligence recently paid off $25,000 in student loans in less than two years on a Math Teacher's. Since we at Mindfully Spent will be tackling a similar goal in the months ahead, we...

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Do your future self a favor: How changing your habits can help you reach your...

I am not a creature of habit. It wasn't until my husband and I began living together that I settled into enough routine to take a daily vitamin or regularly wash my face before bed. Despite the fact...

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Five strategies for building a meaningful career and increasing your income.

Career growth means different things to different people. While some aim to secure the highest salary possible, others might prioritize stability or be driven to serve others. Like almost all choices...

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When "F*ck You Money" becomes an excuse.

Fuck you money. Maybe you've heard of it. It's the amount of wealth you have to amass to walk away from any job any where without sacrificing your standard of living. If it motivates you to great...

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Year 1: How a year of more mindful spending changed my life.

While I've been on a short sabbatical of sorts, the one year anniversary of Mindfully Spent quietly slipped by in September without a mention. While I may have missed the opportunity for a raucous blog...

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